Development & Deployment environment

PelicanPayments ensures full compliance with PSD2 and OBS regulatory mandates to facilitate access to customer account information and payment initiation services for authorised TPPs.

Going beyond open banking compliance, the broad PelicanPayments and compliance platform creates a highly functional API development and deployment environment for Banks to provide innovative solutions, and indeed operate themselves as Account Information Service Providers (AISPs) and Payment Initiation Service Providers (PISPs). Additionally, PelicanOpenBanking enables customers to manage, monetise and monitor the complete API offering to third parties.

Open Banking features

• Enables secure sharing of data over API with Third Party Providers (TPPs).
• API conversion, aggregation and interoperability - removing the need to support multiple APIs.
• Tightly integrated with instant payments function – PelicanFast, providing seamless open and instant tool.
• AI and Data analytics powered solution enabling you to harness and monetise your data to offer new products and services.

• Integrated API framework along with the flexibility to create new ones based on customer requirements.
• Handles requests to ASPSPs from AISPs/PISPs and provides responses, supporting high-volumes of API calls with integrated security and authentication services.
• Sandbox environment for testing and ongoing development of API services.
• Integrates quickly and easily with existing legacy systems -no need to rip and replace.
• Requests / responses follow ISO 20 022 standards.
• Corporate connectivity module to communicate with your Corporate clients, in real-time.

• Full support for the six popular API format standards, including the UK’s OBWG, France's STET and the Berlin Group, together with the Czech ČSOB, and the Polish and Slovakian APIs.
• Enables organisations to implement a single PSD2 compliant API and to connect to all of the European Banks, regardless of which of the different popular API standards they may be using.
• Interoperability solution provides seamless pan-European connectivity - for example TPPs using the OBWG or the Berlin Group APIs are able to seamlessly connect to all banks across Europe regardless of the API deployed by the banks.

• Quick and efficient compliance with open banking regulation.
• Facilitates banks’ transition to providing TPP services.
• Enables rapid deployment of advanced customer products and services.

• Unique capabilities in interrogating big data, with understanding of context to provide highly relevant and tailored services.
• Increased revenue through harnessing data across all segments including retail, SME and Corporate.